
E.J. Insurance Services
Dedicated to Finding the Right Medicare Health Plan for You.
What We Do: Expert Medicare Guidance

Frequently Asked Questions
Q: When can I enroll in Medicare?
You can enroll during your Initial Enrollment Period, which begins three months before your 65th birthday month and lasts for seven months. If you miss that window, you may still be eligible during the General Enrollment Period or Special Enrollment Periods depending on your situation.
Q: What is the difference between Medicare Advantage and Medicare Supplement (Medigap) plans?
Medicare Advantage (Part C) replaces your Original Medicare with a plan offered by a private insurer, often including prescription coverage and extra benefits. Medigap plans, on the other hand, work with Original Medicare to help cover out-of-pocket costs such as deductibles and copays.
Q: How much does it cost to work with E.J. Insurance Services?
Our services are completely free to you. We are licensed and compensated directly by the insurance carriers, so you receive the same plan pricing whether you enroll on your own or through us, without any additional fees.
Q: What if I already have a Medicare plan but want to review my options?
We can help with that too. Many people find they can save money or gain better coverage by reviewing their plan each year. We’ll walk you through your options and help you make confident decisions.
Q: What states are you licensed in?
We are based in California and licensed to serve clients in Arizona, Texas, New Mexico, and Montana.